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Our Process

Get the details of the selling and buying process.  We walk both buyers and sellers through the process from beginning to end.

Selling Process

When you contract with us to help get your home sold, you can take comfort that we are committed to providing you the best service and on your side to help get you to a price you desire. Below is a list of services to give you a better look on what is included in our service.

When selling a mobile home with Moore Mobile Home Solutions(MMHS), we may offer to purchase the home for cash when it makes financial sense for our business and it benefits the seller or we may offer to help you sell it by offering our Brokerage services. We do the latter when the resale price and condition of your home is closer to retail. Retail-priced mobile homes are much higher than MMHS is willing to offer for cash, so we help you sell it by offering our ‘Broker’ services. To Broker, simply means to bring a buyer and seller together. We act as a real estate agent, except, we only do this for mobile homes and we are licensed through the state to offer you these services. We do charge a flat fee for our services, which we will discuss with you when we meet in person to discuss our Broker services.

Broker services include:

  • Doing an inspection of the home and detailed walk-through, making note of key information such as: condition of the floors, roof, plumbing, electrical, heating & cooling, and overall condition of the home
  • Collecting info about the home and verify title and check ID to ensure the person we are working with is legally allowed to sell and to ensure title matches with county records.
  • Taking pictures and videos of your home to prepare our marketing campaign to get interested buyers ready to make a move.
  • Studying pricing patterns with similar homes in similar parks or on land, to come-up with suitable price range to market home
  • Handling ALL communication and screening with buyers and ensuring they can get pre-approved or show proof of funds for cash offers prior to setting an appointment to view your home.
  • Negotiating price of home that is acceptable based on agreed price range set by the seller
  • If needed, coordinating mortgage short sale negotiations or working with mortgage to get laid off to clear title
  • If needed, helping to clear-up any title issues to present a clear title to buyer
  • Preparing all contracts ,including offer and final bill of sale contracts with Buyer and Seller
  • Providing buyer with all information needed to transfer title

Example Marketing Videos

Here are a few example videos we put together for our sellers. One is a marketing video and another is a live walk-thru in real-time allowing buyers who cannot get out to see the home a chance to get a live view inside and outside.

Setting a Good Price

Many homeowners, expect to get out what they put into their home and that is understandable. However, this is not always realistic. We do our best to meet the mobile home owners expectations when all possible. However, if we see that the price of the mobile home is to high or what the homeowner wants to walk-away with is to high, we will be honest with sellers and explain what the price range their home should be based on year, style, condition, and location.

Because it can be challenging to find good comparable for mobile homes, like you can with real estate, we do extensive research to build a list of sales on mobile homes to help build a comparable list to help us set realistic pricing. However, sometimes, price adjustments are needed as the buyers feedback can dictate if pricing should be adjusted. We review feedback from buyers and constantly check the market to make the necessary adjustments on pricing as needed. Our goal is to provide a win-win scenario for both buyers and sellers, this can always be achieved when we can start off with a good price. In some cases, we may not be able to help mobile homeowners who are set on getting a unrealistic price.

If you need to move within the next 30-60 days and need to sell your mobile home, enter your info in our Seller Inquiry form to set-up a meeting to either get a cash offer for your home or get your home listed with MMHS.

Buying Process

Buying Process

When buying a mobile home listed with Moore Mobile Home Solutions (MMHS), we prepare you ahead of time to be prepared to shop with confidence. You are able to shop with confidence when you know, in advance, you can afford the home you are interested in before scheduling an appointment to see it.

We like to ensure we are bringing serious buyers to our homes who are ready to buy. Whether you need lending, paying cash, or utilizing owner-financing, we make sure you have the information needed to make the best buying decision for yourself and your family. The info below will help you to understand the process of purchasing a mobile home using one of the three forms of payments:

  • mobile home lending,
  • cash, or
  • owner-financing.
  • Difference between Earnest Money deposit and Down Payment
  • Additional Costs to factor-in

Mobile Home Lending

If you need lending to purchase, we get you the list of mobile home lenders. We give you the information needed to give to your lender of choice and stay connected with you throughout the process. Once you get the pre-approval letter from your lender, you are ready to book your tour and see the home. If you like it, you can submit an offer knowing you have your pre-approval. We would need a copy of the pre-approval letter to accompany your offer along with the earnest money deposit for the home.

When seeking a mobile home loan, you must have the funds to cover the earnest money deposit to accompany your offer and you must have separate funds for the down payment that the mobile home lender may require (see below for explanation of earnest deposit vs down payment).

Paying Cash

Many cash buyers think that since they are paying cash, they can set the price and offer any number. This is far from the truth! The homes are priced within market value range for similar homes in similar areas, we do our research to ensure our homes are priced well. Just like with real estate, location does matter, so some areas may warrant a higher price than others.

We ask ALL buyers, no matter what form of payment they are making, to make an offer based on the market and make their highest and best offer! To offer $10,000 or $20,000 less for a mobile home price just because you are paying cash is not realistic. If the home needs that much of a discount, then it would be priced accordingly from the beginning. We ask that all buyers to do their homework come to us with their highest and best offers.

Owner Financing

If a home has the option of Owner-Financing or Seller Financing, the advertisement will specify this. Many mobile home owners do not want to deal with collecting payments. Owners who opt-in offering owner-financing, are offering buyers a great benefit – flexible terms, and the opportunity to close on the mobile home transaction must faster. Since owner financing transactions do not have to go through the scrutiny of the underwriting process that mobile home lenders must undergo, owner-financing transactions can often be expedited.

Buyers often mistake owner-financing for an easy way to get into a mobile home without realizing you must qualify the same way you must qualify with a mobile home lender. It is important for buyers to understand that they will need to get vetted by the owner before an offer is fully accepted. It is important for buyers to know their credit score, monthly income, and monthly debts so your debt-to-income ratio does not exceed what the owner is looking for. A good rule of thumb is to have a debt-to-income ratio at or below 36%, but owners may decide to go slightly higher.

Buyers seeking owner financing will also need both an earnest money deposit to accompany their offer and must have a down-payment separately. Most sellers want to collect as much as possible to ensure the buyer is invested in the mobile home and will take the same interest to maintain and upkeep the home and make timely payments. The same criteria that lenders look for, sellers are looking for similar criteria as well.

Terms, such as, length/months or payment amount, for financing remaining balance will vary. I would highly recommend being prepared to set automatic payments that can be drafted electronically. This reduces the need for delays with mailing checks or money orders or arranging to pick-up or drop-off payments.

Earnest Money Deposit vs Downpayment

An earnest money deposit is a deposit that accompany’s your offer contract. The earnest deposit amount varies and is set by the seller. It is a non-refundable deposit. When you make your deposit, if you are not already park approved (if home is located in the park) you will need to fill out the park’s application or land lease application. If your application is not approved, you will get your earnest money deposit returned 100% in 1-2 business days. If you walk away from the transaction after being park-approved, your earnest money deposit is forfeited.

A Downpayment is the money required by the mobile home lender or seller financing the loan. The lender will let you know when the downpayment is due, this may be at the closing of the loan. For seller financing, downpayments are due as soon as you get confirmation of park approval or before move-in when home is vacated by owner.

Example: Mobile home price is $30,000. Earnest deposit is $3,000. Downpayment for seller financing is $10,000. This mean you will need a total of $13,000 to have ready for this transaction.

We ask ALL buyers, no matter what form of payment they are making, to make an offer based on the market and make their highest and best offer! To offer $10,000 or $20,000 less for a mobile home price just because you are paying cash is not realistic. If the home needs that much of a discount, then it would be priced accordingly from the beginning. We ask that all buyers to do their homework come to us with their highest and best offers.

Additional Costs to Factor

Lot rent: Lot rent is the lease to rent the land that the home is sitting on. If you are moving into a mobile home community or park. You will need to fill out an application to apply to live in the park. The park will have their own non-refundable application fee and deposits. Once approved, you should expect to pay a deposit and first month’s lot rent.

Most cases, lot rent does not include utilities. Expect to pay additional for utilities and trash, which will be added to your lot rent each month. Lot rent will normally cover park amenities, such as pools, playground access, basketball or tennis court access, etc.

The process of getting approved is similar to that of an apartment or home rental application, they do credit, criminal background, employment, and rental history checks. If you have any questions about a specific park, contact the park direct as MMHS does not work for the park and cannot speak to the details of each park’s application process, we are only providing you with a general guideline on what to expect when applying to live in a mobile home community.

Moving the mobile home:

If you are planning to buy a home that requires moving, you must know the requirements of the county it is moving to. Each county has different requirements, so be prepared with this information BEFORE making offers on homes that need to be moved. It is the buyer’s responsibility to get all county required info and to pay all the costs associated with moving the home.

If a mobile home is located in a park, find out about the park’s moving policy. Some parks require you to sign a lease with the park for at least a year prior to moving the home, while other parks don’t have an issue.

As long as you own the home free and clear, it’s your personal property, you should be able to move it. Just check with the park’s policy on what is required for moving the home out, as there may be additional expenses associated with clean-up of the lot. If you have purchased a home directly from the Park, check their requirements, they may have a specific requirement on how long a home must stay in the park.

It is also important to check the requirements where the home is moving to. In Georgia, each county has their own requirements on year and size of home coming into their county, even if it is going on private land.

If you are purchasing a home that is located elsewhere and need to move inside of a mobile home community, be sure you have the home’s specifications to know what they require before you purchase. Most parks only take homes after a certain year and may also have limitations on size.

Buyers are responsible for all moving costs. Buyers are also responsible for getting the necessary details, permits for moving, and install and set-up. Any movers you coordinate with a MMHS home for sale, must be licensed in the state and insured.

Buying Process Recap

Overall, the buying process is some-what similar to buying real estate, paperwork is vastly different. Real Estate agents do not show homes unless buyers are pre-approved or can show a proof-of-funds letter, if paying cash.

We follow the same practice for mobile homes and ask that buyers already have the documents to show they are either pre-approved by a lender or can show proof of funds.

We want to make sure we are working with serious buyers who are prepared, know the process, and are in position to make a move when they see a home they like. We also value our time and the time of our owners who make arrangements to allow buyers to come through their homes, so it is very important that buyers who book appointments are seriously looking to make a decision on their next mobile home.

What is equally important is understanding that there is a process and allowing at least 30 days for the transfer of home process to include park approvals and any mortgage payoffs to release liens.

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